Happy end of October (where did it go), Anyone with a few years of life will tell you, confidence comes in many forms and in varying levels of strength. For example, you may know that you can master a new workout routine and then arrive home to whip up a roast chicken dinner to die for. But maybe you don't trust yourself with home décor when you have the bright idea of stripping and hanging new wallpaper over the weekend. The videos on YouTube made it look soooo easy! We all need a little...
almost 3 years ago • 2 min read
Do I really need an emergency fund? Why can't I just use my credit card if an emergency pops up? Insert eye-rolling! Let's start at the beginning. A true emergency is unexpected, necessary, and urgent. The dreaded auto mishap on the highway, cutting yourself while chopping veggies, break a tooth on a fortune cookie (yes, it really happened to me) or a sudden job loss are actual emergencies. I love my emergency fund. Actually, I LOVE my emergency fund. It's there to be a buffer between me and...
about 3 years ago • 1 min read
Freebie Friday for you on this week's Blog! Throughout the week we've tackled the money mindset and shame we carry around like a backpack full of bricks! With each added brick we become more stooped over and weak. This was a great analogy I heard about how each time we take on a burden whether physical or emotional it's as though we add another brick. Think about it for a minute. Are you beyond stressed and depressed over your money situation? Whether it comes down to uninformed or...
over 3 years ago • 1 min read
In Texas, we definitely enjoy our trucks but sometimes it comes at a cost. This month I received the following question and felt it would be a great post for this week. I have a truck I just bought for $35,000. Upon checking on average it's worth about $31,000. To reduce my debt I am considering trading it for a $20,000 car. What happens when I still owe on the truck and have an upside-down situation? It’s common to buy a car and want to trade the next year for another new or used vehicle,...
over 3 years ago • 2 min read
So many “things” are in the works since last month. It seems for every 5 items off the to do list I add 10 more and they’re all good. I’m neck deep re-vamping the Facebook and Instagram page and learning the do’s and don’ts so I don’t end up in Facebook jail. Then I decided to research putting together group money sessions for Christian divorced women and I have much more to learn. Stay tuned! Another change is introducing a spending plan option for each paycheck instead of the entire month....
over 3 years ago • 3 min read
